Smarter money, made simple.

Otus turns onchain finance into a simple, automated way to put idle cash to work. Earn optimized yield without managing chains, tokens, or protocols.

The yield account for the crypto era

Automated yield

Otus intelligently allocates funds to secure onchain yield opportunities and rebalances automatically.

No crypto complexity

Users never deal with wallets, gas fees, bridges, or protocols directly.

Built for everyday savers

A familiar financial experience inspired by modern fintech products, not trading dashboards.

01

Deposit

Users deposit cash or stablecoins from their Coinbase account into their Smart Yield Account.

02

Optimize

Otus allocates stablecoins to established onchain lending and yield protocols.

03

Earn

Otus continuously monitors rates and rebalances automatically.

Security and risk management

Your funds are protected by established protocols and strict safeguards.

Battle-tested protocols

Otus integrates established, proven onchain protocols only.

Instant withdrawals

Otus only works with protocols that have no lock-ups, enabling instant withdrawals.

You hold your funds

Otus doesn't custody user funds, your funds are always held in your own onchain account.

Programmatic control

Transactions are managed by autonomous agents, with risk controls and monitoring directly built into them.

Who is Otus for?

Whether you have cash sitting idle or stablecoins earning nothing, Otus meets you where you are. No trading experience required, no DeFi knowledge necessary.