The Otus Briefing.
A short, calm read on where idle cash is finding the best yield. Curated rates, plain-language commentary, and the occasional opinion. Sent every Monday.
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Recent content
The case for splitting your cash three ways.
Why one bucket isn't enough — and a simple framework for short-, medium-, and long-horizon idle funds.
What 4.8% actually means after taxes.
A back-of-the-envelope on net yield, why headline rates can mislead, and what to ask your savings provider.
Stablecoin yield, in 90 seconds.
The simplest way to think about stablecoin yield and why it's been hiding in plain sight.