See exactly how your money is being managed.
This is the real-time view of how Otus manages funds: live yield, where your money sits, how it's protected, and what's changed recently.
What's happening right now
A live snapshot of the partner liquidity Otus Guardian routes into and the current average yield across its top vaults.
Integrated partner liquidity?The combined USD value sitting in the partner vaults Otus Guardian can route funds into. This is the vaults' own TVL, not Otus-managed AUM.
$9.89B
Across 28 vaults on 4 chains. Otus continuously rebalances to find the best available rate.
Top-10 average yield?The simple average APY across the 10 highest-yielding vaults in the Otus Guardian collection right now. Rates vary and are not guaranteed.
6.18%
Average APY across the top 10 Otus Guardian vaults today.
How yield has moved
Average APY across the top 10 Otus Guardian vaults over the past 10 days, next to the single vault Otus Basic sits in. The green band is the extra yield Guardian earned.
10-day yield
Otus Guardian
6.18%
Otus Basic
4.05%
Latest · Oct 18
Guardian earned +1.73 pts more than Basic on average
Past performance isn't a promise. Rates move, and Otus moves with them.
Basic or Guardian?
Same vetted vaults, same custody, same live view. The difference is who does the work when rates move: you, or Otus.
Otus Basic
You manage it.
Live yield
4.05%
Aave v3 USDC on Base
- Vaults
- 1
- Protocols
- 1
- Chains
- 1
- One vetted, audited vault. Deposit, earn, withdraw anytime.
- No lockups, no waiting periods.
- The same live view of rates and allocations as this page.
- When a better rate appears elsewhere, moving is on you.
- No spread across protocols or chains: one vault, one risk.
- Rewards sit unclaimed until you harvest them.
Upgrade to Guardian anytime. No penalty, no lock-in.
Otus Guardian
Otus manages it.
Live yield
6.18%
Top-10 average across 28 vaults
- Vaults
- 28
- Protocols
- 8
- Chains
- 4
- Everything in Basic.
- Automated rebalancing across vaults, protocols, and chains.
- Auto-diversification, so no single vault carries your balance.
- Rewards harvested and compounded automatically.
- A receipt for every move, so you always know what changed.
- Access to the Smart Investment Account when it launches.
Basic's yield is the current rate of its single vault. Guardian's is the average of its 10 best vaults today, the same numbers as on the chart above. Rates vary and aren't guaranteed. Switch either way anytime: downgrading leaves your funds where they are, you just take over manual management.
Where the money is sitting
A plain-language view of the top partner protocols that currently hold the liquidity Otus Guardian can route into, ranked by TVL.
Aave
SyrupMorpho
How funds are protected
The safeguards in place across custody, monitoring, and audits.
Custody
Self-custodied
Assets are held in self-custodied accounts owned by the end user.
Monitoring
24/7 real-time
Independent risk monitoring runs continuously; limits halt activity if thresholds are breached.
Diversification
Diversified exposure
Balances are intelligently spread across multiple protocols and networks to limit exposure to any one vault.
Otus only works if you trust it. This page will always show you what we're doing with your money.
Questions about anything here?Email our team directly.